Practical perspectives on financial planning, investments, tax, estate planning, and more — written for the discerning investor.
OpenAI at a Glance Founded in December 2015, OpenAI was established with the objective of developing Artificial General Intelligence (AGI) that benefits all of humanity. Its founding team included Sam…
Introduction A Systematic Investment Plan (SIP) is a disciplined way of investing in mutual funds, where investors contribute a fixed amount regularly (weekly, monthly, or quarterly). In India, SIPs have become the most popular investment route for retail investors, with monthly inflows crossing ₹20,000 crore in 2024, according to AMFI data. The key reasons for […]
Introduction What is Portfolio Rebalancing? Portfolio rebalancing is the process of bringing your investment mix back to the asset allocation you originally planned. When you first create a portfolio, you decide how much should go into equity, debt, gold, or other assets based on your goals and risk appetite. But as markets move, each asset […]
What Is Behavioural Finance and Why It Matters Key Psychological Biases Here are six of the most potent behavioural biases that often shape actual investor behavior, along with examples of how they play out in practice. Overconfidence (Illusion of Control/Excessive Optimism) Many investors overestimate their ability to forecast market moves, pick winning assets, or time […]
Executive Summary Inflation is the “silent killer” of wealth. For Indian households, with average CPI inflation of 5-6% and healthcare/education inflation of 8-12%, protecting purchasing power is central to long-term financial planning. This report examines the inflation-hedging ability of five key asset classes available to Indian investors: Equities, Gold & Silver, Real Estate (including REITs/InvITs), […]
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